To help you identify if RWA is the partner you are looking for, please watch the video below which will help you learn more about how we emphasize both your financial and relational aspects in our 8-step process.
You’ll see that we consider a variety of your financial needs, like retirement planning, investments, estate planning, insurance, college funding and more. Our 8-step process will address all these areas and the profound impact they will have on your family for generations to come.
For instance, many affluent couples highly prioritize leaving a legacy for their children and future generations. However, there are many pitfalls that could derail this goal, like estate taxes and the generation-skipping tax (GST). Incorrectly addressing these complex issues can reduce your hard-earned nest egg, making it wise to work with knowledgeable experts like Renaissance.
Finding a great advisor can be a daunting task and these three areas are critical to know when you're looking for the right one.
What is a Fiduciary and why is that important to you?
As mentioned above and in the video below, a Fiduciary is a professional who is legally required to put your interests ahead of their own. Most professionals, like doctors and lawyers, are bound to a code of ethics within their respective industries; as fiduciaries, we too at Renaissance are bound to our Code of Ethics.
Regrettably, not every financial advisor or broker is a Fiduciary. In this case, they are only held to the looser “suitability” standard. This means that they can sell products that are “suitable” for your needs, even ones that provide them with high commission checks.
Both of Renaissance’s Principals have earned important industry designations – the Certified Financial Planner (CFP®) and the Certified Investment Management Analyst (CIMA®), which require us to act in a fiduciary manner.